Unwanted Inheritance
Have you inherited something that could be better used elsewhere. How does a deed of variation work. A deed of variation is something that a Beneficiary of an estate is able to use within two…
Pension Inheritance
Do you know that a change of rules could affect your pension? Passing on your pension If you had planned to grow a pension pot that would definitely see you live your retirement comfortably and…
Funeral Plans
Are you considering buying a funeral plan Funeral Plans – Are they worth it? I of course have no idea what type of plan or cost of plan you are considering getting so my explanation…
Are you doing whole of life planning?
Are you doing whole of life planning? Inheritance Tax Allowances IHT was introduced in the UK in 1986 at £71,000 which was great news as the average UK house at the time was £32,000 and…
2nd Marriage
Are you planning your wedding? Does marriage override a Will? If you already have a Will in place today and you are planning your Wedding it is very likely that your Will could become invalid…
Will Updates
Has something changed in your life that affects your Will? Updating your Will? Changes of circumstances are the things that could trigger the need to change your Will. But not every change of circumstance needs…
Trust means
In’s and Out’s of Trusts. The English language can be tricky. If something in a Will is “Upon Trust” is means that the asset concerned is going to be managed by the Executors of the…
LPA why do you need it
Why would you need an LPA. A Lasting Power of Attorney (LPA) is something that you put in place to ensure that you have a person of your choosing available to make decisions on your…
Somebody Dies
Has somebody just passed in your family. What to do when somebody dies? I have been asked this question a lot and I think people are expecting me to say something to do with Wills…
Can I avoid probate?
Can I avoid Probate? Yes, you can. There are loads of ways of avoiding probate and almost all of them involve you making sure that when you die you own as little as possible in…