What happens to my Debts when I die
Popular pub banter may lead you to believe that your debts die with you. In a sort of way they do as you will no longer be able to pay them. In reality however your…
What is a Codicil?
A Codicil is a document that allows you to make changes to an existing Will without creating a completely new document. There is an ongoing debate amongst Will writers as to which codicils should be…
Included in my Will
What is included in my estate? The simple answer to this question is anything that you own. That is of course the right answer but perhaps not the best answer. If you were to write…
Death Bed Gift
You can in fact make a gift from your death bed and it takes effect outside your Will and any provisions of intestacy. There are a few conditions that you need to meet to do…
Who can make a Lasting Power of Attorney?
Anyone over 18 years of age with capacity can make a Lasting Power of Attorney by going to Gov.UK and searching for Lasting Power of Attorney. They can be done online and only cost £82…
Crypto Currency
Crypto currency in your Will? Crypto currency can of course be left via your Will to anyone that you like, however, it is not totally straight forward and needs a bit of planning. The act…
Too young for a Will
There are two answers to the question. There is a legal age limit to when you are allowed to make a Will and that is 18 years of age. If on the other hand you…
Review your Will
How often should I review my Will and Estate Planning? Wills and estate planning generally are only really affected by a change in your circumstances. If nothing in your life has changed, then the planning…
Pension for Kids
Can you leave your pension to your children? Pensions as you may know are one of the few things that currently sit outside your estate when being assessed for inheritance tax and are therefore treated…
Buy to Let under attack
Anyone with a Buy to Let portfolio will have been feeling that they are under attack, as many of the allowances and benefits they started this investment route with have been eroded or removed. Such…